The People Behind the Portfolio
Our Team
Locally based. Globally experienced. Entirely focused on you.
Cypress Path Capital is built on over 50 years of combined experience in the investment management business. Our two principals bring complementary expertise — deep wealth management experience and global macro insight — to every client relationship.
Howard Given
Principal & Wealth Manager
Howard Given brings over 30 years of experience in wealth management to Cypress Path Capital. His career has been defined by a deep commitment to personalized client service and a disciplined approach to portfolio construction.
Howard works closely with each client to understand their complete financial picture — goals, risk tolerance, time horizon, and legacy intentions — and translates that understanding into customized investment strategies designed to grow and protect wealth over the long term.
Based in Carmel, Howard has built lasting relationships with clients throughout the Monterey Peninsula and beyond, earning a reputation for integrity, transparency, and results-oriented guidance.
Ray Mayer
Principal & Global Macro Strategist
Ray Mayer contributes a global macro perspective that distinguishes Cypress Path Capital from traditional advisory firms. His expertise spans international markets with particular depth in high-growth regions, including Asia, where he has tracked economic cycles and secular trends for over two decades.
Ray's analytical framework focuses on identifying durable, long-term investment themes — the kind of structural shifts in economies and industries that create sustained opportunity for patient, disciplined investors.
His global vantage point complements Howard's wealth management expertise, giving Cypress Path Capital clients the benefit of both deep local service and broad international insight.
What Guides Us
Our Values
Client-Centered
Every decision we make starts with the client. We take the time to understand your goals before we recommend a single investment.
Independent
As an independent advisory firm, we have no product quotas or proprietary funds to push. Our only obligation is to you.
Experienced
With over 50 years of combined global markets experience, we have navigated bull markets, bear markets, and everything in between.
Transparent
You will always know what we own, why we own it, and how your portfolio is performing. No surprises, no jargon.
We'd love to get to know you.
Schedule a complimentary portfolio review and start a conversation with our team today.